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consumer-protection

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Higgsfield AI scam exposed: fraud, fake unlimited plans, mass bans, predatory billing, non-consensual deepfakes, Reddit spam, unpaid creators, and reselling Kling/Minimax models at 4.5x markup. Higgsfield AI research & evidence.

  • Updated Feb 13, 2026

Free tool screening 4.9M bankruptcy cases across 94 federal districts for §1328(f) discharge bar violations. Interactive national map, attorney scorecards, district comparison charts. Zero cost, open source.

  • Updated Apr 11, 2026
  • HTML

Spark-CTGS — If the system profits from your confusion, it’s already broken. Consumers aren’t the test bench. They’re the boundary. Consumer Transparency Governance Standard (v1.0

  • Updated Feb 5, 2026
  • HTML

Consumer bankruptcy research platform analyzing 4.9 million federal court cases. Empirical data on discharge rates, attorney performance, and §1328(f) eligibility screening across all 94 districts.

  • Updated Apr 11, 2026
  • HTML

An end-to-end analytics platform designed to process and analyze real consumer complaint data from the CFPB. By integrating demographic data and applying NLP, the platform identifies high-risk financial products and response efficiency gaps. An interactive dashboard enables real-time monitoring of key compliance metrics.

  • Updated Mar 27, 2026
  • HTML

🏛️ WITH HEART: OBINexus Legal & Ethics Policy Framework - Systematic business architecture enforcing human-centered technology practices through #NoGhosting protocols, milestone-based investment validation, and advocacy-driven recruitment. Built with waterfall methodology for collaborative problem identification and ethical partnership governance.

  • Updated Sep 21, 2025
  • Python

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