t54 builds agentic risk and underwriting infrastructure for AI-driven finance.
Our core product is Trustline: a real-time underwriting engine for agent-mediated transactions. Trustline evaluates evidence, policy, external signals, behavior, and outcome history before financial actions proceed.
| Layer | What we build |
|---|---|
| Risk engine | Trustline transaction assessment, policy evaluation, evidence records, Agentic Challenge, audit trails, and webhooks. |
| Payment gateway | X402 Secure for x402, AP2, and Verifiable Intent payment flows. |
| Agent credit | Claw Credit for controlled agent access to x402 services, credit limits, repayment state, and partner-service context. |
| Ecosystem hub | XRPL AI Hub, a live index and ecosystem directory for agentic payments, services, and builders on the XRP Ledger. |
| XRPL tooling | RLUSD Skills, RLUSD CLI, and the XRPL x402 Facilitator for agent-native payment workflows. |
| Research | Agentic Risk Standard and Monopoly Simulation for underwriting, settlement, and multi-agent economic behavior. |
t54 products are designed around agent-payment protocols and real settlement rails:
- Protocols: x402, Google AP2, Mastercard Verifiable Intent
- Rails: XRPL, RLUSD, Base USDC, Solana USDC
- Developer surfaces: REST APIs, webhooks, facilitator integrations, CLI workflows, agent skills, and documentation
- Trustline — risk and underwriting engine for agentic finance
- X402 Secure — risk gateway for machine payments
- Claw Credit — controlled credit and payment access for agents
- XRPL AI Hub — live index and ecosystem directory for agentic payments on the XRP Ledger
- XRPL / RLUSD tools — agent-ready infrastructure for XRPL payments and stablecoin workflows
