[multi-feature] Release Checklist, Incident & Rollback Runbook, Network Mismatch Detector, Account Statement Export (#1146, #1149, #979, #983) - #1296

Node.js 20 is deprecated. The following actions target Node.js 20 but are being forced to run on Node.js 24: actions/checkout@v4. For more information see: https://github.blog/changelog/2025-09-19-deprecation-of-node-20-on-github-actions-runners/