The scrollable terms of use text box can be tabbed to in Chrome, but not all browsers support this by default. It needs "tabindex=0" and an accessible label for screen readers. https://dequeuniversity.com/rules/axe/4.11/scrollable-region-focusable?application=AxeChrome
Add "tabindex=0" to the scrollable text box so it is focusable via keyboard in all browsers. Add a descriptive "aria-label" (such as "Terms of use") or use "aria-labelledby" to associate it with a visible heading so screen reader users understand what the region contains. Note: Firefox and Chrome already make scrollable regions keyboard accessible by default, with Safari being the remaining holdout (https://adrianroselli.com/2022/06/keyboard-only-scrolling-areas.html). Once Safari catches up, this tabindex may no longer be necessary.
(See A11Y-07)
(See A11Y-07)