Insurance information unchecked by default 


When the user navigates to the Volunteer Details tab, the Insurance Information column is displayed by default. This should not occur, as insurance data is sensitive and should only be shown when explicitly requested by the user through the checklist.
<img width="680" height="251" alt="Image" src="https://github.com/user-attachments/assets/0177e2bf-8516-4cc8-8585-b8a847275f22" />
